# Overview

Kawa is an innovative, cross-chain decentralized lending protocol offering perpetual, variable rate loans, designed to meet the increasing need for interoperability among various blockchains. \
\
As the proliferation of blockchains is expected to escalate in the coming years, driven by factors such as the need for application-specific blockchains, greater scalability, and advancements in blockchain algorithms, Kawa's omnichain money market enables users to deposit any major asset on any supported chain and borrow a variety of supported assets across multiple chains seamlessly.

Key components of Kawa include:

1. **Kawa Core:** The central ledger on the Sei network, which stores account balances, risk settings, and other essential information.
2. **Kawa Ports:** Interfaces for cross-chain asset transfers, providing public methods like Supply and Invoke for user interactions.
3. **XCM Aggregator:** Enhances security by requiring a quorum from cross-chain messaging providers before committing changes.

Kawa's proprietary XCM Aggregator introduces a new DeFi primitive that improves the security and availability of cross-chain messaging protocols through increased decentralization, making reliance on a single XCM protocol obsolete. XCM aggregation is the future of DeFi, enabling seamless access, communication, and liquidity for users across the globe.

The Kawa development team has crafted a user-friendly interface for the smart contracts, which will soon be available at [kawa.finance](https://kawa.finance/).